Financing and Insurance
Successful farming takes hard work and practical knowledge. It also takes entrepreneurship — and sometimes entrepreneurs need a partner to invest in their vision.
What farmers need
Besides superior products and training, smallholder farmers need financing, insurance, and other services to help them invest in their future.
What we do
We offer a range of services that support farmers to maximize their harvests, protect them from catastrophic events, and help them increase their profits. This starts with the financing they need to get started, including the direct procurement and delivery of farm inputs on credit.
One Acre Fund is also one of the largest purchasers of farm input insurance on behalf of smallholders in Africa. If extreme weather damages harvests, partial loan forgiveness provides a critical safety net to protect families from financial disaster. Input insurance also increases farmers' confidence to invest in new approaches and experiment with less familiar planting methods.
In addition, we are piloting programs in some markets to buy high value crops directly from farmers and to provide connections to markets, eliminating middlemen and increasing farmers' profits.
“It’s really helpful to receive this support. If we hadn’t got it, we’d have even less than we do now. I am comparing farmers who don’t farm with One Acre Fund and who didn’t get more seed"
See Us in Action
Explore how our services support farmers at every stage of growing and selling.
Smallholder farmers face many challenges, but one of the toughest is accessing the finance they need to buy essential farming products like seed and fertilizer.
The Case For Farming Insurance To Help Smallholders Build Climate Resilience
Farming insurance is an emerging tool in climate risk management that can help ensure smallholders are able to plant again the following season even if crops fail in the current one.
Bridging The Microfinance Gap For Smallholder Farmers
While 55 percent of Africa’s population is engaged in agricultural livelihoods, only approximately 1 percent of bank lending across the continent goes to the agricultural sector.
Invest in Farmers
Smallholder farmers hold the key to a brighter future. Help us serve even more farm families today!
